Terms of use

1. Educational purpose. Quantfolio provides educational analysis and portfolio construction exercises. It is not an investment adviser, broker-dealer or portfolio manager, and nothing in the service constitutes regulated financial, legal or tax advice.

2. No execution. Quantfolio never executes trades, holds funds or transmits orders. Any investment decision and its execution through a regulated broker is exclusively yours.

3. Risk of loss. Investing involves risk, including loss of principal. Historical estimates of return, volatility, drawdown or Sharpe ratio do not predict future results.

4. Data. Analytics may rely on delayed, simulated or third-party data provided without warranty of accuracy or completeness.

5. Acceptable use. You agree not to misuse the service, attempt unauthorized access, or rely on it as your sole basis for financial decisions.

6. Liability. To the maximum extent permitted by law, Quantfolio is provided as-is and its operators are not liable for investment outcomes.